Philippine Health Insurance Corporation (PhilHealth) Registration for Enterprises in the Philippines

The Philippine Health Insurance Corporation (PhilHealth) is the government agency responsible for providing health coverage to Filipino constituents including overseas Filipino workers (OFWs) and the indigent community. Local and foreign enterprises in the Philippines must register with PhilHealth to comply with laws that mandate basic health coverage and insurance to employees.

We help our clients achieve a seamless corporate registration process by providing end-to-end assistance in complying with appropriate government agencies in the Philippines.

Importance of Registering With PhilHealth

Under Republic Act (RA) No. 7875, all employees working in both private and public sectors must register with PhilHealth and pay monthly contributions to ensure that companies provide health coverage and benefits to their employees. PhilHealth contributions deduct 50% from an employee’s monthly paycheck while the other 50% will be shouldered by their employers.

PhilHealth provides assistance on the health and hospitalization of its members and their beneficiaries.

PhilHealth Benefits

PhilHealth provides healthcare benefits to its members such as hospitalization and medical needs. That said, registering with PhilHealth gives employees specific access to healthcare assistance such as the following:

1. Inpatient Benefits. In any chance that an employee or their beneficiary has been hospitalized, PhilHealth will take a part of the total hospital bill as long as you are admitted to a PhilHealth partner hospital. 
2. Outpatient Benefits. PhilHealth can also assist even if an individual is not admitted to the hospital. Day surgeries and therapies such as hemodialysis, radiotherapy, and other primary care together with the doctor’s fee can also be covered.
3. Z Benefits. PhilHealth can also take part in therapies for leukemia, prostate cancer, breast cancer, and cervical cancer.
4. Sustainable Development Goals (SDG)-related benefits.  Aside from cancer treatments, PhilHealth also helps with Animal bites, HIV-AIDs, outpatient anti-tuberculosis treatment.

General Requirements

1. Employer Data Record or ER1 Form
2. Business license to operate depending on the type of entity such as: 

• • Single Proprietorship – Department of Trade and Industry (DTI) 
  • Partnerships and corporations – Securities and Exchange Commission (SEC) Registration
  • Foundations and non-profit organizations – Securities and Exchange Commission (SEC) Registration
  • Cooperatives – Cooperative Development Authority (CDA) Registration
  • Backyard industries and micro-business enterprises – Barangay Certification and/or Mayor’s Permit

3. PhilHealth Membership Registration Form (PMRF) for each employee 

How to Register With PhilHealth

1. Submit the following documentary requirements at any PhilHealth office:

• Employer Data Record or ER1 Form
• Business permit to operate
• PhilHealth Membership Registration Form (PMRF) per individual employee

2. After the processing, PhilHealth will issue the following documents:

• PhilHealth Employer Number (PEN) along with the certificate of registration
• PhilHealth Identification Number (PIN) as well as the Member Data Record (MDR) of registered employees

3. Receive the Certificate of Registration

Once you receive the certificate of registration, ensure to display it in a noticeable location in your office as this is a prerequisite.

Register Your Business With PhilHealth Faster

Securing social health insurance for your employees is essential since every individual is entitled to a right to proper healthcare. Employers are required to register together with their employees as the membership for PhilHealth is mandated by Philippine law.